A Health Plan
You Can Love.

Troy Medicare has two plan options with $0 physician and specialist copays.

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Why Troy Medicare?

Two Simple Plans

While other plans offer Medicare beneficiaries dozens of options and convoluted benefits, we believe in simplicity. Which is why we have 2 very simple plan options. It doesn't get simpler than that.

$0 Generics

Troy empowers local, independent pharmacies with our technology platform, Troy.AI, to help all members get the lowest prices and have additional cost-saving opportunities.

$0 Doctor Visits

Troy members can see a specialist as well as primary care provider for for a $0 copay. No referral is needed for specialists.

For 2025, Troy Medicare has created 2 hassle-free Medicare Advantage plans that have comprehensive coverage and are easy to understand:

What we are:

  • $0 Premium
  • $0 Deductible
  • $0 Copays for PCP visits
  • $0 Copays for Specialist visits (Referrals not Required!)
  • $0 Urgent Care
  • $3,000 Routine Dental Benefit
  • $825 Routine Hearing Benefit
  • $250 Routine Vision Benefit
  • Gym Membership Reimbursement
  • Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) includes up to $2,200 in OTC, Food, and Utility Benefits
  • Troy Medicare (HMO): $5 generic insulin available at preferred pharmacies

Our plans
include:

  • Hearing Benefits

  • OTC Benefits

  • Dental Benefits

  • Vision Benefits

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